Welcome to Bo Knows Business & Credit
WE HELP TO GROW
YOUR BUSINESS
Whether you need to repair your personal credit, establish business credit, secure funding, or position your company for long-term success, Bo Knows Business & Credit provides the strategy, systems, and support to help you move forward with confidence.
Start Building Your Financial Future Today!
Why Choose Bo Knows Business & Credit?
We don’t believe in one-size-fits-all solutions. Every client receives a strategy based on their unique goals, business stage, and financial situation
25+ Years of Experience
Thousands of Entrepreneurs Helped
Proven Credit & Funding Strategies
Personalized Support
Real-World Business Knowledge
How It Works
Step 1: Schedule a Consultation
Tell us where you are and where you want to go.
Step 2: Get a Custom Strategy
We evaluate your credit, business, and funding goals to create a plan that fits your needs.
Step 3: Build, Fund & Scale
Implement the strategy with expert guidance and ongoing support.
Upcoming Webinar
Master Business, Credit & Funding
Join our live webinar and learn:
How to build business credit the right way
How to improve personal credit
How to qualify for funding
Common mistakes that stop businesses from growing
Insider tips used by successful entrepreneurs
Mr. Bobo -------
We Help Clients To Get Success
With more than 25 years of experience in business, technology, software development, and credit management, Mr. Bo and his team have helped thousands of entrepreneurs build stronger businesses and stronger financial foundations.
From launching new companies to scaling existing businesses, Mr. Bo provides practical strategies, funding solutions, and proven systems that help business owners succeed in today’s competitive market.
His mission is simple: help entrepreneurs create lasting financial power through business, credit, and funding.
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Our Services
Business Tradelines
Accounts added to your business credit profile to help increase credit strength and reporting history.
Business Credit Building
The process of establishing and growing your business credit so you can access funding without using personal credit.
Personal Credit Restoration
Improving your personal credit by correcting errors, resolving negative items, and building positive payment history.
Data Furniture
Reporting accurate credit data to credit bureaus to help establish and maintain compliant credit profiles.
Funding Strategies
Smart methods and planning techniques to help you qualify for loans, credit lines, and business capital.
Software to Build & Scale Your Business
Tools and systems that automate operations, increase efficiency, and support business growth.
State & Federal Laws Governing the Credit Industry
Regulations that control how credit, reporting, and dispute processes must legally operate.
Industry Tips & Trade Secrets
Proven insights and strategies used by professionals to maximize credit and funding opportunities.
Financial News That Impacts YOU & Your Business
Updates on economic changes, interest rates, and policies that affect credit and funding access.
FAQs
Got Question? We've got answers
1. How Bo Knows Credit Services Work?
We have three different opinions ranging from basis, aggressive and very aggressive. Time frame ranges from 30-60 days, 60-90 days, or 4-6 Months
2. The Enrollment Process with Bo Knows Credit?
So first we provide you a link to pull credit. Next one of our specialist will contact you and provide a FREE consultation to go over your report and discuss your concerns and options.
3. How Long Does it take to Build Credit with Bo Knows Credit?
We can provide a thorough explanation once we review your credit. But this will all various depending how many negative items you have and which program options you choose.
4. What’s the worst things you can do to drop your credit scores?
30, 60, 90 day lates are horrible on your credit scores. A late payment is worse than a 10K collection popping up on your credit when it comes too credit scores. Maxing out credit cards will lower the scores a lot and of course new derogatory accounts.
5. What Makes Bo Knows Credit Different from Others?
Other than we having 30 plus years experience, the difference between us and them is we that pride in our work. Due to laws and things changing that effects the credit world, we always on top of new solutions to ensure your credit is taking care of. Plus we keep the communication throughout your journey.
6. What are Tradelines?
Tradelines are good accounts that are aged and have high limits depending on what you’re looking for. You are able to piggyback on another good account that will benefit your credit file and credit scores. Tradelines can be very beneficial to those trying to increase their credit scores quickly.
7.How Does Tradelines Build my Credit?
Tradelines build credit by adding the data of the Tradelines you picked and added to your credit file. Example let’s say you have a 10K card maxed out and that’s considered a 100% utilization but you add a 10K card with zero balance and now your utilization is 50%. Now since your utilization drop your credit score will increase.
8. What’s a good credit score when applying for funding?
When looking for funding the scores does matter and so does other factors. Depending on the type of funding we recommend 700 or higher thus you may be able to get away with a 680. Funding with us is very detailed whereas knowing what bureaus lenders and credit companies pulling your credit from is key.
9. Where should I apply for funding once my scores are good?
One of the best places to deal with is credit unions and banks you have great relationships with. Also we provide a software that scans your personal and your business data which help you cross all Ts and dot all Is to ensure you get the funding you’re requesting.
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Happy Clients
"Bo's coaching transformed our business! We saw a significant increase in revenue and a more engaged team."
Sarah J.
"With Bo's guidance, we streamlined our operations and improved our bottom line. Highly recommend!"
Michael S.
"Bo's expertise helped us navigate a challenging market and emerge stronger than ever. Invaluable support!"
Emily D.
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Please contact us:
